:root{--navy:#0b1730;--navy-2:#14274a;--red:#e52b32;--red-dark:#c91f27;--text:#182235;--muted:#647087;--line:#dfe5ee;--soft:#f4f7fb;--white:#fff;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased}
body.menu-open{overflow:hidden}a{color:inherit;text-decoration:none}img,svg{display:block;max-width:100%}
.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}
h1,h2,h3{line-height:1.18;margin:0;color:var(--navy)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:0 18px;border-radius:2px;border:1px solid transparent;font-weight:800;cursor:pointer;transition:.2s ease}
.btn-primary{background:var(--red);color:#fff}.btn-primary:hover{background:var(--red-dark)}
.btn-outline{border-color:#cbd5e2;color:var(--navy);background:#fff}.btn-outline:hover{border-color:#9eacc1}
.btn-whatsapp{background:#1faa61;color:#fff}.btn-whatsapp:hover{background:#188d50}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.nav{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:12px;min-width:max-content}
.brand-mark{width:40px;height:40px;border-radius:11px;background:var(--navy);position:relative}
.brand-mark::before{content:"";position:absolute;left:11px;right:11px;top:10px;height:20px;border:6px solid #fff;border-top:0;border-radius:0 0 10px 10px}
.brand-mark::after{content:"";position:absolute;left:11px;right:11px;top:9px;height:6px;background:linear-gradient(90deg,var(--red) 0 34%,transparent 34% 66%,var(--red) 66% 100%)}
.brand-name{font-size:17px;font-weight:900;letter-spacing:.02em;color:var(--navy)}
.brand-sub{display:block;color:var(--muted);font-size:10px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:20px;font-size:13px;font-weight:780;color:#344158}
.nav-links a:hover,.nav-links a[aria-current]{color:var(--red)}
.nav-actions{display:flex;align-items:center;gap:9px}
.menu-btn{display:none;width:44px;height:44px;border:1px solid var(--line);background:#fff;border-radius:2px;align-items:center;justify-content:center;cursor:pointer}
.mobile-panel{display:none}
.page-hero{background:linear-gradient(135deg,#071226 0%,#0b1730 58%,#112649 100%);color:#fff;padding:58px 0 50px}
.crumbs{font-size:12px;color:#aebbd0;font-weight:700;letter-spacing:.04em}
.crumbs a:hover{color:#fff}.crumbs span{margin:0 6px;opacity:.6}
.page-hero h1{color:#fff;font-size:clamp(30px,4.2vw,48px);letter-spacing:-.03em;margin-top:16px;max-width:900px}
.page-hero p{color:#d9e2f1;font-size:17px;max-width:780px;margin-top:16px}
.page-wrap{display:grid;grid-template-columns:1fr 320px;gap:48px;padding:56px 0 80px}
.content h2{font-size:clamp(23px,2.6vw,30px);letter-spacing:-.02em;margin:38px 0 12px}
.content h2:first-child{margin-top:0}
.content h3{font-size:19px;margin:24px 0 8px}
.content p{margin:0 0 14px;color:#2d3a52}
.content ul,.content ol{margin:0 0 16px;padding-left:22px;color:#2d3a52}
.content li{margin-bottom:6px}
.content a{color:var(--red);font-weight:700;border-bottom:1px solid rgba(229,43,50,.25)}
.content a:hover{border-color:var(--red)}
.content table{width:100%;border-collapse:collapse;margin:8px 0 20px;font-size:15px}
.content th,.content td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.content th{background:var(--soft);color:var(--navy)}
.note{border-left:4px solid var(--red);background:var(--soft);padding:16px 18px;margin:18px 0}
.side{display:grid;gap:18px;align-content:start;position:sticky;top:100px}
.side-card{border:1px solid var(--line);padding:22px;background:#fff}
.side-card.dark{background:var(--navy);color:#fff;border-color:var(--navy)}
.side-card.dark h3{color:#fff}.side-card.dark p{color:#c5d1e0}
.side-card h3{font-size:17px;margin-bottom:10px}
.side-card p{font-size:14px;color:var(--muted);margin:0 0 14px}
.side-card ul{list-style:none;margin:0;padding:0;display:grid;gap:8px;font-size:14px;font-weight:700}
.side-card ul a:hover{color:var(--red)}
.side-card .btn{width:100%;margin-top:8px}
.faq-list details{border-bottom:1px solid var(--line);padding:16px 2px}
.faq-list summary{font-weight:850;color:var(--navy);cursor:pointer}
.faq-list details p{margin-top:10px}
footer{background:#071020;color:#a9b6ca;padding:34px 0}
.footer-grid{display:flex;justify-content:space-between;gap:20px;align-items:center;flex-wrap:wrap}
.footer-grid small{font-size:12px}
.footer-links{display:flex;flex-wrap:wrap;gap:16px;font-size:12px;font-weight:700}
.footer-links a:hover{color:#fff}
.wa-float{position:fixed;right:20px;bottom:20px;z-index:45;width:58px;height:58px;border-radius:4px;display:grid;place-items:center;background:#20b26b;color:#fff;box-shadow:7px 7px 0 rgba(20,130,74,.18)}
@media (max-width:980px){
.nav-links{display:none}.menu-btn{display:flex}.nav-actions .desktop-cta{display:none}
.mobile-panel{position:fixed;left:0;right:0;top:76px;background:#fff;border-bottom:1px solid var(--line);padding:16px 20px 22px;display:none;box-shadow:0 18px 35px rgba(16,35,69,.09)}
.mobile-panel.open{display:grid;gap:5px}.mobile-panel a{padding:11px 4px;font-weight:800}
.page-wrap{grid-template-columns:1fr}.side{position:relative;top:auto}}
@media (max-width:640px){.page-hero{padding:42px 0 36px}.footer-grid{flex-direction:column;align-items:flex-start}.wa-float{right:14px;bottom:14px}}
.nav-drop{position:relative}.nav-drop-btn{background:none;border:0;padding:0;font:inherit;font-weight:780;color:#344158;cursor:pointer;white-space:nowrap}.nav-drop-btn:hover{color:var(--red)}.nav-drop-menu{display:none;position:absolute;top:100%;left:-14px;padding:10px 0;min-width:240px;background:#fff;border:1px solid var(--line);box-shadow:0 18px 35px rgba(16,35,69,.12);z-index:60}.nav-drop:hover .nav-drop-menu,.nav-drop:focus-within .nav-drop-menu{display:grid}.nav-drop-menu a{padding:9px 16px}.nav-drop-menu a:hover{background:var(--soft);color:var(--red)}.nav-drop::after{content:"";position:absolute;left:0;right:0;top:100%;height:12px}